This material is intended for general public use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 225 W. Washington St, Suite 1550, Chicago, IL 60606, 312-837-0020. Securities products and advisory services offered through PAS 1-888-600-4667 First Capital Financial Concerpts is not an affiliate or subsidiary of PAS. PAS, member FINRA, SIPC PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Important Disclosures 2017-41729 Exp 6/19 |